Credit Analyst
Posted date [13-Feb-2024]  (ID: 1639705)

 
Applications are invited for the post of Credit Analyst.

ESSENTIAL DUTIES & RESPONSIBILITIES: 

 To ensure annual and interim risk reviews are carried out on the portfolio accounts to minimize the risk on NPA (Non Performing Asset) on the relationship. 

 Integrate portfolio reporting into SME Business Banking Division to attain synergy and streamlining reporting and monitoring functions. 

 Implement and manage Client Profitability system. 

 Implement and manage sectoral limits and monitoring process. 

 Perform critical review of Low Performing accounts. 

 Perform periodic updates on the delinquency clients and take corrective measures such as downgrading/classifying the accounts. 

 Ensure continuous quality enhancement of the analysis of the call memo/visit reports, presented by the Relationship Managers. 

 Implement relationship profitability tools to assess the profitability contribution by Relationship

Skills

 Knowledge of banking and investment principles, systems, procedures and standards. 
 Knowledge of banking process and associated emirate, federal and other regulations. 
 Knowledge of applicable Central Bank rules and regulations. 
 Knowledge of financial/business analysis techniques. 
 Ability to analyze financial statements and prepare reports. 
 Ability to identify and resolve problems in a timely manner 
 Good communication (oral and written) and presentation skills, 
 Good team player with interpersonal skills 

 Attention to detail and problem solving skills 

 Proactive, self-motivated and goal-oriented

Experience: 

Minimum 3 years Banking experience. Minimum 1 years in all round SME Banking Credit Assessment
Education

Required: Bachelor's Degree in Accounting & Finance. Preferred: Master's Degree with a concentration




Additional Information
Posted By: Elite Management Consultancy
Category Job Classification -> Managers / Administrator
Experience Required : Jobs by Experience -> 05 to 07 Years
Gender Any
Location Ajman
Country Jobs by Location -> UAE
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